From 2001 to 2004, the average U.S. stock portfolio dropped 34%, while the average U.S. house value increased 21%. From 2005 to the present day, we've seen the stock market recover, real estate face new challenges, and the lending industry begin a process of of extreme makeover. This dramatic period in time marks a major shift in our attention to the role our house will play in the building, managing, spending and transferring of our wealth. While owning a house can be financially rewarding, your relationship to borrowing can transform your financial future. If you manage your assets without managing your liabilities, you are heating and cooling your house with the windows wide open. Join us in a conversation that is sure to provide clarity and confidence as you explore the difference between house and home.